Our Veterans loved ones have gone above and beyond to serve our country. Now it’s our turn to serve them, but it’s not always easy when they require advanced care that we can’t provide – or pay for. Fortunately, there are resources available to Veterans and their spouses when they reach a point in their lives when they are no longer able to care for themselves.
“We can’t thank our Veterans enough for the service they’ve provided to our country,” says Teleia Farrell, Community Relations Director at YourLife™ of West Melbourne, a new Memory Care community coming soon to West Melbourne, Florida. “But we can help them receive the benefits they’ve earned to get the top-notch care they deserve.”
Aid & Attendance benefits or Housebound benefits are available to Veterans in addition to their regular VA pensions, but only one at a time; the Aid & Attendance and Housebound benefits may not be combined. So, which is right for your Veteran loved one or their spouse?
In this post, we’ll take a closer look at these VA benefits that can help pay for assisted living, long-term or dementia care or at-home caregiver services – including those provided by non-spousal family members.
AID & ATTENDANCE BENEFITS
One of the most valuable benefits for Veterans who require assisted living services or in-home, skilled nursing or memory care can be Aid & Attendance. If eligible, your loved one and/or their eligible spouse could receive monthly payments in addition to the amount of monthly VA pension they already receive. Veterans with dementia are likely to receive Aid & Attendance because of their extensive care requirements.
Eligible wartime Veterans will meet income requirements and have one or more of the following:
- Help from another person to perform daily activities, such as bathing, feeding, and dressing
- Physical ailment that requires them to be bed-bound for most or all of the day
- Residency in an assisted living, skilled nursing, or memory care community due to loss of mental or physical abilities related to disability
- Eyesight limited to 5/200 or visual field contraction to less than 5 degrees
Aid & Attendance Maximum Annual Pension Rates (2020)
- Veteran with no dependents: $22,939
- Veteran with spouse or at least one dependent child: $27,195
- Two married Veterans who qualify for Aid & Attendance benefits: $36,387
Like Aid & Attendance benefits, Housebound benefits are in addition to one’s regular VA pension benefits. Eligibility requirements include the recipient already qualifying for a pension through the VA, plus the need to spend most of their time in their home and receive assistance with activities of daily living or mobility due to a permanent disability.
Housebound Maximum Annual Pension Rates (2020)
- Veteran with no dependents: $16,805
- Veteran with spouse or at least one dependent child: $21,063
- Two married Veterans who qualify for Housebound benefits: $24,114
HOW TO APPLY: CONSIDER PROFESSIONAL GUIDANCE
Be aware that receiving a VA pension may disqualify your loved one for Medicaid or VA disability compensation. It also may not surprise you to learn that the application process is a bit complex. The forms and instructions you need can be found on the official VA Aid & Attendance and Housebound Allowance page and will require some time to fill out. You’ll also need to include other medical evidence that shows you need the care that qualifies for these benefits and details about your daily routine. Your local VA representative can help you and your Veteran loved one better understand eligibility requirements, the pros and cons of each option as they apply to your loved one’s needs, and navigate the many forms required by the VA.
OUR TURN TO SERVE
In addition to thanking the Vets in our lives, visiting with them, and listening to the stories they may be willing and able to share this Veterans Day, help your Veteran loved one get the VA benefits – with the care, comfort, and peace of mind – they deserve.
Thank you to our Veterans and to those who serve them now!
Until there’s a cure, there’s YourLife™. Coming soon to West Melbourne – call today for more information! 321-236-4578
Inspiring Memory Care Designed for You. Defined by You.
YourLife™ Senior Living was created to provide the most exceptional Memory Care and uplifting lifestyle for our residents. We focus all our energy, attention and resources on creating a community that caters to each resident’s personal needs, respects their choices and honors individuality while providing unmatched peace of mind and support for families.
Because Memory Care is our sole focus, we have the unique ability to design and personally tailor plans around our residents. We understand that each resident is an individual that has their own story, specific needs and retained abilities, so we develop personally inspired care plans that value and support each person’s independence.
Our team of attentive, caring YourLife™ Personal Care Specialists is on site 24 hours a day, seven days a week. to assist with everyday activities, gentle reminders, and redirection.
With YourStory, our signature programming, we create an individual experience centered around each resident. From cultural, educational, and holistic health and wellness programming to outings and other special events to personal care, assistance, and therapies, we create days with meaning. At YourLife™ Senior Living, our residents and families know that this is a community designed for you, with a lifestyle defined by you. Contact us to learn more!
Call us at 321-236-4578 for more information or to schedule a personal visit today.